Federal Civilian and USPS employees enrolled in FEDVIP who retire on an immediate annuity or for disability under CSRS, FERS or another retirement system for employees of the Federal government, or become a compensationer, automatically continue their FEDVIP enrollment into retirement — you shouldn't need to take any action; most payroll offices inform BENEFEDS when an employee retires.

You will receive a letter informing you we have been notified of your retirement and that your FEDVIP premiums will be deducted from your annuity once adjudication has been finalized. If you do not receive this letter soon after your last pay period before retirement, call BENEFEDS customer service at 1-877-888-FEDS (1-877-888-3337) TTY 1-877-889-5680.

During adjudication, you may receive direct bills for your premium as they can't be withheld from your interim retirement annuity. If this is the case, you will be sent a letter informing you about the direct bill process. You need to pay premiums directly during this time in order to keep your coverage active.

Learn more about eligibility for retirees

Keep in mind:

  • You can't cancel coverage just because you retire
  • There is no "five year rule" to continue coverage into retirement or compensation as there is with the FEHB and FEGLI Programs